Flexible Credit

The Cat® Card Program is the tool we built for your success.

Cash flow, operational flexibility, and preparation are three of the most important elements businesses of all sizes need to thrive and grow – especially in today’s competitive business environment. The Cat® Card Program gives you fast, convenient, and flexible access to all of them.

 

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Improve Cash Flow

Cash flow enhancements can propel your business in the direction you want to take it: 

  • Deliver fast, convenient, and flexible purchasing power for parts, service, tools, and attachments 
  • Prepare your business for unexpected emergencies and opportunities 
  • Reduce stress caused by restricted cash flow 
  • Save your cash and credit cards for other needs 
  • Gain access to exclusive offers and earn points 
  • Enjoy 0% financing for parts, service, attachments and more as well as special financing for longer periods of use 
  • Avoid extra charges with no annual or renewal fees 
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Increase Operating Flexibility

Improving operating flexibility allows you to focus on customers and increase ROI: 

  • Use your Cat® Card at any Cat® dealer – where you want to, when you want to 
  • Consolidate invoices to reduce paperwork  
  • Enjoy seamless ordering and secure online billing with Parts.cat.com integration 
  • Apply and manage your account online with access to dedicated live support teams 
  • Earn rewards and access special offers that work for your business 
  • Free up time for more important tasks and business obligations 
  • Streamline financial management by easily transferring your existing Blanchard account 
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Prepare for the Unexpected

Decisive action for unexpected challenges and opportunities are key components for business growth: 

  • Increase levels of preparation for challenges and opportunities 
  • Gain access to 0% rates and other flexible financing options 
  • Purchase parts, service, engines, equipment, rentals, extended protection, and more quickly and easily 
  • Reduce stress when quick action is necessary 
  • Unlock 1% purchasing rewards and exclusive promotions available only to members 
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Enjoy these benefits year round:

  • Access to monthly Cat Financial promotions
  • Flexible payment terms and lower rates
  • No annual costs or renewal fees
  • Online account management + the ability to purchase online
  • Secure paperless billing
  • Dedicated line of credit for your company’s Cat purchases
Apply Now
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CURRENT CAT CARD PROMOTIONS:

Your machines and equipment are critical to the success of your business. We are here to reduce downtime by making maintenance more affordable. The Cat Card is a quick and easy way to pay for your business expenses no matter where your job takes you.

Get special financing on qualifying new or reman Cat parts, with or without service at participating Blanchard Machinery locations.

 

  • 0% for 6, 12, or 24 months*

 

*Get 0% for 3 or 6 months and don’t pay anything until end of term; 0% for 6 or 12 months; 0% for 24 months or 0% for 24 months with 3-month upfront skip payments ($5,000 minimum); 1.9% for 18 months; 3.9% for 24 months or 4.9% for 36 months on qualifying new or reman Cat parts, with or without service.

Offers valid through December 31, 2025. Offer limited to purchases of select Cat parts and services. No minimum purchase amount required unless otherwise stated. Rental transactions do not count toward minimum. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Contact your Cat dealer or Cat Financial for more information on qualifying parts purchases. Invoice must be 50% parts. Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify.

Balance under offers to be paid (1) in full at the end of the respective term, or (2) by equal monthly payments for the duration of the term, or (3) by a 3-month skip payment followed by equal monthly payments for the remainder of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or Blanchard Machinery for more information.

Having the right tools for the job is important. Having an affordable way to pay for those tools is how the Cat Card Program helps you manage your business. For a limited time get these offers on qualifying Cat Work Tool purchases of $1000 or more when you use the Cat Card Program flexible line of credit.

 

  • 0% for 12 months*
  • 1.9% for 24 months*

 

*Offers valid through December 31, 2025. Offers for 0% for 12, 1.9% for 24 months and 4.9% for 36 months limited to qualifying work tools compatible with select compact equipment and qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Contact Cat dealer for a full listing of eligible work tools.

A $1,000 minimum purchase invoice is required on all offers unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under offers to be paid by equal monthly payments for the duration of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or Blanchard Machinery for more information.

Unlock savings with your Cat® Card! Take advantage of exclusive discounts on qualifying single component rebuilds or replacement parts and services for a limited time. Use your Cat® Card today and save!

 

  • 0% for 24 months*

 

*Get 0% for 24 months or 0% for 24 months with 3-month upfront skip payments on Cat parts and service purchases of $5,000 or more. 

Offers valid through December 31, 2025. Offer limited to purchases of select Cat parts and services of $5,000 or more. Rental transactions do not count toward minimum. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Contact your Cat dealer or Cat Financial for more information on qualifying parts and services. Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify.

Balance under offers to be paid by (1) equal monthly payments for the duration of the term, or (2) a 3-month skip payment followed by equal monthly payments for the remainder of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or Blanchard Machinery for more information.

Eligible accountholders can use Cat Card to pay for parts, engines, attachments, repairs, rebuilds, rentals and even protection and service plans — and earn Cat Vantage Points on every qualifying purchase.

 

  • 1% reward points on all qualifying purchases*
  • 4% reward points on qualifying online purchases*

 

These rewards are redeemable for purchases made on Parts, Service, Rentals, Work Tools and from Parts.Cat.Com

View eligibility, details, and terms and conditions.

Learn more about Cat Vantage Rewards

 

*Cat Card Rewards are issued as Cat Prepaid Credits, which may be used to purchase parts, service, sales, rental and work tools. New machines may not be purchased with a Cat Prepaid Credit.

Find the part. Add to cart.

 

 

*Get 0% for 6 months and don’t pay anything until end of term; 0% for 12 or 24 months; or 0% for 24 months with 3-month upfront skip payments on parts.cat.com purchases.

Offers valid through December 31, 2025. Offer limited to purchases of select Cat parts and services. No minimum purchase amount required unless otherwise stated. Rental transactions do not count toward minimum. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Contact your Cat dealer or Cat Financial for more information on qualifying parts purchases. Invoice must be 50% parts. Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify.

Balance under offers to be paid (1) in full at the end of the respective term, or (2) by equal monthly payments for the duration of the term, or (3) by a 3-month skip payment followed by equal monthly payments for the remainder of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or Blanchard Machinery for more information.